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Financial fraud involves lending institutions which typically target the most vulnerable people in society.
These companies engage in a practice known as "flipping" which involves a borrower constantly being flipped from one loan to another. This practice is extremely profitable to the lender, but devastating to the borrower's ability to ever pay off the loan.
Another "predatory" practice known as "packing" involves unnecessary property, life and/or disability insurance being placed on the loan for no other reason, except the increased profit.
Another practice of the financial industry is known as "equity stripping" which involves a scheme to get the equity in your home pledged to a high risk separate loan, resulting in consumers losing their homes.
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